Jun 13

Ultimate new user guide to online casino gambling in Canada.

Canada Online Casino FAQs for New PlayersGambling is an extremely popular pastime in Canada. In 2000, right around the time internet casinos were starting to blossom, an international study revealed that 70% of Canadians participate in some form of gambling each year. With the rise of online and mobile gaming options, that number is sure to have increased.

Those of you seeking to venture into that realm surely have a lot of questions. Is it legal? Can I access offshore websites? Are there convenient banking methods, and are they secure? Today’s ultimate new user guide to Canada online casino gaming will answer these questions, and more.

Is Online Casino Gambling in Canada Legal?

Yes, it is. Gambling is legal in every province and territory of Canada. There are no specific laws that discriminate between land-based and online gambling. Therefore online casinos are perfectly legal, too.

There are two basic types of online casinos for Canadian players. There’s the provincially regulated variety, and the offshore variety. Only the provinces of British Columbia, Manitoba, Ontario and Quebec host provincial casino sites (plus online lottery in the Atlantic regions), and you must live within the respective province to access them. Offshore casinos accept players from various countries, with Canada typically included.

Are Offshore Online Casinos Legal?

Yes, they are. Despite the efforts of provinces to change that fact, there is no law preventing Canadians from accessing internationally regulated gambling websites. It is equally legal for an international gaming operator to accept Canadians, so long as they follow one express rule.

The Criminal Code determines what types of gambling can be legal. The only way an online casino would be illegal is if it has a physical presence in Canada, but does not acquire a provincial licence. By remaining offshore, and opening no offices on Canadian soil, no laws are being broken.

How Do Deposits and Withdrawals Work?

Most online casinos offer a wide range of deposit methods. Credit cards, debit cards, prepaid cards, online payment processors (EcoPayz, Neteller, Skrill, etc.), bank transfers, instant eChecks—these are all common options. The key is to pick the one that best suits your needs.

They are incredibly secure, as well. So long as you choose reputable gaming websites, and keep your own computer or mobile device secure, you have nothing to worry about.

Are Online Casino Winnings Taxed?

Typically no, Canadians do not pay taxes on any gambling winnings. The Canada Revenue Agency states, “an individual may be subject to tax on income derived from gambling itself, if the gambling activities constitute carrying on the business of gambling”.

Therefore, the only players who pay taxes are those that gamble ‘professionally’. If you gamble regularly, and make consistent profits from it, then you may be subject to taxation. But as a casual player, no.

You can learn more about the minutiae of Canada gambling taxes here.

Can I Play in CA$?

Yes, usually. If you play provincially regulated Canada online casino games, all wagers are in Canadian Dollars. If you choose to play at internationally regulated websites, some of them do offer CA$ deposits and withdrawals. Be sure to skim over the banking options and payment details to see if it’s available.

The major benefit to online casino gambling in Canada’s own currency is the avoidance of foreign exchange rates. Although relatively inexpensive, currency exchange fees do add up over time, taking away from cash that should be part of your bankroll.

written by Grameister777 \\ tags: , , , , , , , , , , , , , , , , , ,

May 31

How long do online casino deposits takes?

How Long do Online Casino Deposits TakeIf you’re wondering how long it takes to process online casino deposits, it’s safe to assume you’re new to the iGaming community. Don’t worry, we’ll answer all your depositing time frame questions, and maybe a few others along the way.

IMPORTANT: Before I go on, assuming you are new to real money online casino games, please heed this warning. Only register an account and deposit with reputable, well-established gambling sites that are licenced, regulated and in compliance with the highest security and player protection standards. Join a brand new or disreputable site that’s licenced in some lax jurisdiction like Costa Rica, and you’ll have no trouble depositing, but you may hit a brick wall when it comes time to cash out!

How Long do Online Casino Deposits Take?

The truth is, the time it takes to process a deposit depends on the payment method you use. Some can take a few minutes, others a few days. Fortunately, most are instant, appearing in your account within seconds of submitting the funds. We’ll briefly review the most common payment methods, and the time it takes to process online casino deposits.

Credit Card Deposits

Visa and MasterCard are accepted by almost every online casino on the market. Some also accept AmEx and Discover, though these sites are rare. The time it takes to complete a deposit depends entirely on the time it takes the credit card company to approve the purchase. Most often, it’s about a minute; up to 3 minutes at most.

Debit Card Deposits

Thanks to electric fund transfer (EFT) technology, debit card purchases are instant. As soon as you press the button, the payment info is sent to your bank, which immediately checks to see if the necessary funds are available, then responds with a yes or no. It’s all electronic, so we’re talking a matter of seconds here.

The funds won’t actually arrive in the casino’s bank for a few days. But the beauty of EFTs is, since the operator knows it’s coming, they grant player’s access to the money immediately.

Prepaid Gift Cards and Vouchers

Prepaid cards, gift cards and vouchers work the same as credit cards. It takes about 1-3 minutes at most to verify that the funds are available before the deposit is approved.

Instant eCheck / Instant Bank Transfer

Instant eChecks are an electronic version of paper checks. Instant Bank Transfers are essentially the same thing, but do not require the check number from a paper check. Both are sent via EFT, and require the player’s bank account number, along with the bank’s name and routing number. Being EFTs, they are both processed instantly.

Web Wallets

Web wallets (aka eWallets or online payment processors), include companies like ecoPayz, EntroPay, PayPal, Neteller, and Skrill. They create a link between the player and their personal bank account, allowing players to deposit funds to the eWallet, or transfer them to the casino direct from their bank. Web wallets are a very popular among online casino players. Not only are they an instant deposit option (using EFT technology), they are also eligible for withdraws. Most will even supply their members with an ATM card for instant access to their money following a cashout.

Bank Wire

Bank wires can be slow, and expensive. Unless you have no other option, this probably isn’t the best way to go. Wire transfers usually take 2-3 business days to arrive at the online casino’s bank. Some operators will go ahead and grant you access to the funds, so long as they are assured the money is on the way (similar to EFT). Check the details on the casino’s banking page before using this method.

Check by Mail

Virtually no one uses this method anymore; at least not for deposits. Withdraws yes, when time isn’t of the essence, but that’s about it. It is still an option at some gambling websites, though, so we’ll include it here. An international casino can take 2-3 weeks to receive this form of payment. So if your purpose of researching how long online casino deposits take is to find something quick, don’t choose this one!

written by Grameister777 \\ tags: , , , , , , , , , , , , ,

Jan 23

Sifting through the attributes for the best CA online casinos of 2018.

Best CA Online Casinos 2018We want the best of everything in life. If we go shopping for a car, we don’t just want an engine that starts. We want a car with low mileage, good tires, regular service maintenance, and an engine that purrs like a kitten. Only the best car will do. We want to know that we’ll be safe and secure, and won’t break down on the side of the road. But we also want one that’s aesthetically appealing and fun to drive.

This applies to everything in life, from clothing to kitchen appliances. So why shouldn’t we demand the best from Canada’s online and mobile casinos? If we’re paying for entertainment, we deserve the best in every aspect. Skimping is not an option!

Finding the Best CA Online Casinos of 2018

There are multiple factors to weigh, just like buying a new car. You’ll want a casino website that is safe and secure. It needs to have a proven performance record, as well as an appealing game variety and lucrative promotional package. The following aspects should be scrutinized closely.

The Bonus

Although not the top priority, I know bonuses are important to everyone, so I’ll start here. We all want a big, fat bonus that will at least double our starting bankroll. But the size of the bonus is equally important as the terms involved. Can you cash out the winnings? Does it have a reasonable expiration date? Can you play all the games you want with it? Read the terms – know the terms – abide by the terms!

Reputation

An operator’s reputation is crucial to a positive experience. You need to know that your deposits and withdrawals will be honored. A site with a bad reputation is obviously the wrong choice, and reputations are all-too easy to come by in this day and age of social media. It won’t take much digging to learn an operator’s true reputation.

However, to obtain a reputation, good or bad, a site must have longevity. Don’t sign up with an operator that just launched. Stick with tried-and-true CA mobile casinos that have been around for years, and have built a good reputation based on customer satisfaction and loyalty.

Safety & Security

Today’s gambling websites are much more secure than they were ten or twenty years ago. Technology has come a long way. The most responsible operators employ the highest standard of security measures, including 128+ bit SSL data encryption. This ensures all personal and financial information is ivisible to prying eyes during transmission.

Game Selection

This is more of a personal preference than anything. What types of games do you expect to play? If you’re a slots lover, you’ll want a site with a wide variety of slot machines – classics, video slots, multi-feature slots, etc. If you prefer table games, make sure all your favorites are available. Check out the live casino offerings as well. Live dealer blackjack can be way more interesting than the traditional, RNG-inspired games.

Software & Compatibility

This is another crucial aspect to look into. If the software is slow or twitchy, it will undermine the entertainment value. It also needs to be regularly tested and certified for fairness. Choose a brand that provides RTP transparency, exhibiting the theoretical payback percentage for each game within its information tab.

You’ll also want to make sure it’s compatible with any and all devices you intend to play on. Is a download required, or even offered, for desktop play? Can you login and play from a smartphone or tablet? Is it optimized for your mobile operating system (Android, iOS, Windows Phone, Blackberry, etc.)?

Payments Options

Take a look at all the payment options available. Make sure you have a convenient and cost effective way to get money in (deposit) and out (withdrawal) of the casino. What brands of credit/debit cards are accepted? Can you use a web wallet like Skrill, or a prepaid card/voucher? You should always plan ahead. Know what withdrawal method you’ll use before you make your first deposit.

Local vs International Regulation

Last but not least is the matter of local versus international regulation. Several Canadian provinces offer a home-grown gambling website. Let me start by saying both are perfectly legal. By law, players cannot be penalized for choosing to deposit and play real money casino games at an offshore gambling website. However, there are benefits to both sides.

Playing locally guarantees compliance with the regulations of your province. There’s no question as to whether payments will be honored, or whether the games are fair. Local regulation provides the ultimate player protection package.

As for international websites, the best CA online casinos of 2018 offer the exact same assurance, and provide a much wider variety of games. They are also able to deliver regulars bonus promotions you won’t find at local websites. The key is to follow the guidelines above to ensure you’re playing at a safe, secure, and reputable website.

written by Grameister777 \\ tags: , , , , , , , , , , , , , , , , , , , ,

Aug 02

Learn how to deposit at a prepaid or debit card casino in Canada 2017, and the relative pros and cons associated with these payment methods.


Prepaid or Debit Card Casino Canada 2017I’ve been enjoying online casinos and the wide range of gaming opportunities they provide for more than 10 years now. One thing I’ve noticed is that the number of available payment methods has increased tremendously. While that seems like a positive, more choices isn’t always better.

I touched on the subject of over-abundant options yesterday in an article concerning reliable and reputable casino banking options. The fact is, the fewer choices we have, the easier it is to make a decision. More options only lead to mental confusion and self doubt.

For online casino gamblers, the trouble is you have a lot more choices than just prepaid or debits card casino deposits. And realistically, all of those other options have more pitfalls to consider.

Drawbacks of Other Deposit Options

A credit card is perfectly safe and secure, but it breaks the golden rule of gambling. A responsible gambler should never spend more than he/she has. Credit cards allow players to spend now, and pay later. Tsk, tsk!

Online payment processors, or e-wallets, are lauded for giving players the ability to deposit and withdrawal without divulging their financial info to the online casino. But in reality, you’re divulging that info to the online payment processor. Is that really any better? Plus you’re paying an extra fee on all cashouts. Hmm…

Bank transfers are quick and easy, if you aren’t paranoid about handing out your most sensitive bank account details. They are quite secure, don’t get me wrong. But as 19th century author Philip K. Dick once said, it’s “strange how paranoia can link up with reality sometimes”.

Cash transfers (Western Union, MoneyGram) are another perfectly safe option. However, they can be quite a hassle, and they don’t come cheap either.

Prepaid or Debit Card Casino Deposits

If we were to narrow your choices down to a prepaid or debit card casino deposit, you would have no trouble picking between the two. You only have to ask yourself this:

Do you want to use the card that’s already in your wallet or purse and make that deposit instantly? Or would you rather head over to the nearest retailer and purchase a prepaid card?

One is faster, and perfectly secure thanks to the cutting-edge security measures and data encryption technology enforced by online casinos and Canadian banks. The other takes a bit more time and a few extra dollars, but alleviates any paranoia of entering sensitive debit card details over the world wide web.

Debit Card Casino Deposits – Pros & Cons

Prepaid or Debit Card Casino Canada 2017On the positive side, debit card casino deposits are super fast and incredibly secure. The moment you submit the deposit (assuming the required funds are available in your bank account), it’s complete. Those funds can be used instantly to play all the casino games you desire.

The security of debit card casino deposits is ensured by sophisticate data encryption technology. It’s the exact same technology used by government banks. So if you do any type of online banking, you’re already taking the same, albeit minuscule, risk.

On the negative side, you are inputting your name, debit card number, expiration date and CVC security code over the internet. That’s the same info anyone else could use to charge purchases to your debit card. If the casino’s servers, or your own computer/mobile device has been hacked, this could pose a security risk. There’s that paranoia factor again!

Secondly, you may not even have the option of utilizing a debit card casino deposit. It all depends on what bank issued your debit card, and the logo it carries. Visa is the most widely accepted. MasterCard is still available on some casino sites. Amex and Discover have all but disappeared.

Even if you have a Visa debit card, if it was issued by a bank that has base operations in the United States, your deposit may be met with rejection. This is because US laws have forced many banks to stop accepting payments in relation to online gambling.

Even though you’re residing and banking in Canada, this could impact your ability to make debit card casino deposits.

Prepaid Card Casino Deposits – Pros & Cons

Prepaid or Debit Card Casino Canada 2017The best part about depositing with a prepaid card is that you are not divulging any permanent financial information. You are only inputting the card information of a payment method that will no longer exist once you’re done.

So long as you purchase prepaid cards in the exact amount you intend to deposit, you can cut it up and toss it in the trash once the deposit is made. If the information is stolen, you get the last laugh.

The only negatives here are that you’ll have to do a bit of traveling to purchase the card, and it will cost a few extra dollars to do it. Prepaid cards generally cost no more than $5, on top of the pre-loaded cash amount.

How to Make Prepaid or Debit Card Casino Deposits

This is the really simple part, and both cards work the same way. Log into your online casino of choice and go to the banking section. Choose the appropriate method, either prepaid or debit card casino deposit. Enter the details from the card as instructed and submit.

The funds are instantly credited to your account. Enjoy!

written by Grameister777

Jul 06

The best Canadian Visa brands for online gaming have evolved over the last decade. Learn what works, what doesn’t, and why the landscape has changed so drastically.

Best Canadian Visa Brand for Online GamingIt wasn’t all that long ago that Canadians could gamble online at any website they wanted, choosing any deposit method they desired to do it. Times have changed since then. Credit cards are still one of the top preferred ways to deposit, but they don’t always work.

The list of best Canadian Visa brands for online gaming is a lot shorter than it used to be. All over the world, it seems governments are trying to restrict what iGamers can and can’t do. That approach has been historically ineffective, though.

What has been working—what’s really happening here—is that laws are putting limitations on what financial institutions, including credit card companies, can and can’t do. Threatening legal action against major corporations has proved especially successful in the US, and unfortunately, it’s having a significant impact on Canadians.

US-based Visa Brands Rarely Work

When the US government passed the Unlawful Internet Gambling Enforcement Act in late 2006, it required financial institutions to “identify and block or otherwise prevent or prohibit the processing of” payments for online gaming purposes.

You wouldn’t expect this to have any impact on Canadians, where there are no such laws on the books – but it does.

There are quite a few US-based Visa credit card companies that service all of North America. Chase Bank is one of the biggest. If you have a Chase-branded Visa, even though you are located in Canada, there’s a very high chance that your online gaming deposits will be denied.

Chase and other US-based card companies like it are, essentially, covering their behinds. If they let an online gaming deposit slip through from a member account originating below the 49th parallel, they could be in big trouble. So, instead of going through the hassle of segregating their member accounts by jurisdiction, they have simply put a stop to all known internet gambling payments.

Why Some US-Visa Deposits Still Work

The system is heavily flawed. Many of today’s online gaming sites are well aware of the legal landscape, and are able to circumvent the law by submitting payments under a different “code”.

Credit and debit card companies like Visa and MasterCard apply a special, 4-digit numerical code to every transaction. Known as a Merchant Category Code, or MCC Code for short, this code identifies each type of transaction. “Betting” (lottery, casino games, etc; online or otherwise) is classified under code “7995”.

If a US-based Visa brand identifies a 7995 transaction coming from an online website, they will rejected it. However, if an operator is able to disguise the payment with a different categorical code, such as “7278 – Buying/Shopping Services”, it could slip by the bank unnoticed.

In recent years, the acceptance rate of US-based, Canadian Visa brands for online gaming has fallen to about 10-20%. Because of this, it’s actually recommended that, if a Visa deposit fails, the user should ‘try, try again’ before giving up.

If every attempt is met with rejection, you know it’s time to seek out a new Visa card company, or a different method of deposit altogether.

Best Canadian Visa Brand for Online Gaming

Fortunately, there are several Canadian-based credit card companies that support online gaming deposits. So long as your Visa card is issued by one of these major Canadian-based banks, you should have no trouble using the card for online gaming purposes.

The most reliable Canadian Visa brands for online gaming include:

  • RBC

    • The Royal Bank of Canada (RBC) started out as a small financial operation in Halifax, Nova Scotia in 1864. Over the last century and a half, it’s grown exponentially into Canada’s largest and most trusted banking institution. RBC serves customers in over 50 countries, with a staff base of approximately 79,000 employees and more than 16 million customers world-wide.

  • CIBC

    • Established in 1867 under its former name, Canadian Bank of Commerce, the Canadian Imperial Bank of Commerce (CIBC) is celebrating it’s 150th anniversary in 2017. To their credit, CIBC was a founding partner of its hometown Toronto Blue Jays baseball team. CIBC operates in Canada, Asia, Europe, the Caribbean, and the United States, housing over 40,000 employees and 11 million customers.

  • BMO

    • The Bank of Montreal, (d.b.a BMO) is the fourth largest bank in Canada, and the tenth largest in North America. It’s also the oldest bank of Canada, established by a group of merchants in 1817, making this their bicentennial year. Back then, it operated out of a rented house. Today, BMO’s rich history has evolved into more than 900 branches in Canada alone, with 45,000+ employees and over 7 million customers.

  • TD Canada Trust

    • A division of Toronto-Dominion Bank, TD Canada Trust started out as the Huron and Erie Savings and Loan company, established in 1864. Following TD Bank”s acquisition in 2000, it’s now a personal, small business and commercial bank operation with more than 1,100 branch offices, and over 10 million customers, throughout Canada.

These are all respected members of Canada’s Big Five banking institutions. Their commitment to quality customer care makes RBC, CIBC, BMO and TD Canada Trust four of the best Canadian Visa brands for online gaming.

written by Grameister777 \\ tags: , , ,

Feb 24

Visa Gift Card and Prepaid Card Sportsbooks

Canada, Sports Betting, Sportsbook, Visa Comments Off on Visa Gift Card and Prepaid Card Sportsbooks

Sports Interaction

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Visa gift cards, prepaid cards and other similar payment methods are one of the safest ways you can make a payment online. As a result, they have become very popular with the gambling fraternity, as players look for ways to keep their bank accounts and their cards out of the process, while still getting all of the benefits that users of those methods would receive.

Here in Canada, prepaid cards, gift cards, eChecks and Instant Banking options are at their most popular. For whatever reason, we have really taken to them. Unfortunately, legal sportsbooks and casinos aren’t as common. But there is one sportsbook that stands out, and one that also allows you to deposit and play using these methods. That sportsbook is Sports Interaction.

The Best Canadian Sportsbook

Sports Interaction may be seen as a fringe player in the online sports book market in Europe, but here in Canada it is the best of the best. That’s because Sports Interaction is fully committed to the Canadian market. Not only is it regulated here, but it has been offering its services to Canadian players since 1997, back when it was one of the first to do so.

It also understands the needs of Canadian gamblers. As a result, it is one of the few sportsbooks that will allow you access to extensive gambling markets on sports like curling, ice hockey and the often-overlook Canadian Football League. If you’re sick of playing on foreign sportsbooks, being worried about their legality and being annoyed at the lack of Canadian centric markets, then Sports Interaction could be just what you are looking for.

Sports Interaction Gift Cards and PrePaid Cards

Sports Interaction also excels when it comes to deposit and withdrawal options. They were one of the first North American gambling sites to accept Virtual Visa, EcoCard and other prepaid cards. These payment methods effectively allow you to play with cash, and also mean you can make a deposit without exposing your bank account, debit card or credit card.

Some of these cards, such as the Virtual Visa, can be purchased in store using cash (or whatever other means you want). You choose to place however much money you want on them, and you then use this card on the Sports Interaction sportsbook like you would use a debit card. It has all the benefits, all the security. The difference is, if that card or that number gets lost, it won’t come back to hurt you.

These cards are often seen as one of the most secure ways to play. Some gamblers see them as being over cautious. But it’s not just about security. It’s also one of the few ways to turn cash into virtual gambling currency, and it could be the only option available to customers who don’t have access to credit cards and debit cards.

The Sports Interaction sportsbook offers all of the following prepaid cards and similar methods:

  • EntroPay
  • uKash
  • Swiff
  • Virtual Visa
  • EcoCard

written by Grameister777 \\ tags: , , , , ,

Apr 01

Visa Casinos Canada – Deposit Money for Gambling with Visa

Payment Options, Visa Comments Off on Visa Casinos Canada – Deposit Money for Gambling with Visa

There are many ways you can gamble online. It never used to be this way, but nowadays you can use everything from credit and debit cards, to bank transfers, PayPal and more. The most common way to gamble online is by using Visa debit cards and Visa credit cards, one of the most popular cards of its type in Canada, and in the wider world for that matter.

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The Benefits of Gambling with a Visa

One of the main benefits of using a Visa card to gamble is the fact that most gambling sites accept them. Whether you want to play some slots, blackjack, roulette or even poker, you can guarantee that your Visa will open doors for you. Many sites will accept both Visa debit and credit cards, but all of them should accept at least one of them, most likely the debit card.

Another benefit is the security of the card. The Visa credit card in particular is one of the most secure payment methods you can use online. Credit cards exist for a reason and that reason is not just to provide endless credit. If it was, then there would be no reason for those who pay off their credit cards every month to use one. The thing that sets credit cards apart, and the thing that Visa also offers, is complete security. If you purchase an item over the internet using your Visa credit card and that item fails to arrive, only for the company to refuse to acknowledge your complaints, then you can go to your credit card provider and they will initiate a chargeback, forcing the company to give up the money and pay you back instantly. The same goes for online casinos that take your money fraudulently. Such security has also been used to safeguard people against credit card fraud, which is increasing in the modern age. In the event that your credit card is stolen, along with the credit on it, then you can simply file a claim with your credit card company and they will give you your money back. They are so used to doing this that they rarely think twice and will never second guess you.

That means that with a credit card you are free to use as many sites as you please, even if they look a little suspicious. Whilst we would never advise you to use such websites, if you do and if anything happens, your money will be safe.

As the money spent on a credit card is all credit, you could also argue that another benefit of using a visa credit card to gamble is that you can gamble with money that is not yours, winning money that will be yours and then using a portion of that to pay off your credit. That way no money has ever left your bank and you are effectively being “supped” by your bank. Obviously, we wouldn’t recommend doing this either, because it is very easy to get carried away with yourself and before long you could have lost more money than you can afford to lose.

The Best Sites for Your Visa

Simply put, the best gambling sites for your Visa card are the best gambling sites period. This is because most sites accept Visa and the few that do not are clearly missing such an obvious trick that they should not be trusted.

Our favorite online casino at the moment, and one that has led the way for us for several months now, is Royal Vegas Casino. Here you can deposit and withdraw using your Visa cards, and they also have stacks of other banking options available, including many web wallets and prepaid cards typically not accepted by other online casinos.

With Royal Vegas Casino you will be allowed to withdraw to a credit card, but our advice is only to withdraw the amount that you have accumulated on that card in that month, otherwise you’ll just be stacking up the credit and may never see the cash. When withdrawing more than you deposited to a credit card, you may also face issues from time to time. To get around this, we tend to withdraw the amount that we deposited (therefore removing that charge from our credit card bill) and then stick the rest in a bank or a web wallet. You will be free to do this and shouldn’t face any issues at all. If you do encounter a problem then simply email or phone Royal Vegas Casino and let them know, they are usually very quick to respond and have been nothing but helpful when we have needed them in the past.

Their sister site, Platinum Play, is also worth checking out. They accept the same long list of banking options as Royal Vegas Casino do, and they also use the same software for their actual casino. The only real difference is in the promotions offered, because whereas you can pick up $1,200 in cash as a new member on Royal Vegas Casino, you will be offered 1500 in free bets as a new member on Platinum Play.

written by Grameister777