Jan 17

DinersClub Canada: Depositors guide for the discerning iGamer.

DinersClub Canada - Depositors Guide for the Discerning iGamer

In the shallow pool of credit card issuing companies, Visa and MasterCard drown the competition so thoroughly that most of us don’t even consider the possibility of using an alternative credit card online. Truth be told, those cards are the most common because they are so readily available to any and all applicants. For the most discerning credit card holders, a DinersClub Card can be much more valuable.

DinersClub International is known for issuing cards to the world’s more affluent members of society. In turn, prestigious rewards are distributed to users for making purchases with their card. They are the types of rewards today’s business professionals are more likely to appreciate; things like frequent flyer miles, car rental, and hotel discounts.

The company describes its card services as “the smart payment choice for mid-to-large corporations, individual business people and professionals.” In short, DinersClub appeals to the wealthy, not the average Joe.

DinersClub Canada for High-Rolling iGamers

In the last fifteen years or so, the number of online casinos advertising DinersClub acceptance has fallen dramatically. It’s not that Canadians don’t use the card as much, nor is it a reduction in Canadian-facing online casinos that accept it. The problem lies below the 49th parallel.

In that time, the United States government has altered the legal opinion of online gambling more times than I’d like to recall. At one point, the penalty for any illegal online gambling activity was laid at the feet of payment facilitators. Credit card companies recoiled, setting up a special transaction code to specifically identify online gambling. Any such code that comes through an American transmission will be rejected. Even if the player is in Canada, if the card company is based in the US, rejection is likely.

Fortunately, DinersClub International is a part of the Bank of Montreal (BMO), with headquarters in Toronto, Ontario. The only online gambling payments they reject are those initiated by US players. So long as an online casino accepts Canadian players and DinersClub deposits, you should have no trouble taking advantage.

DinersClub Online Casinos of Canada

As I mentioned above, DinersClub is a card best reserved for the discerning iGamer. It is not a cheap card to possess, but for professionals, the rewards are easily worth the annual fees. Card holders aren’t the only ones who pay to use these cards, though. Commercial businesses that want to accept DinersClub payments pay to host such transaction, and again, it’s not cheap. Therefore the online casinos that accept DinersClub are among the industry’s largest and most respected operators.

They include companies like William Hill, 888 Casino, PartyPoker, Royal Vegas and Foxy Bingo. Some smaller operators also hail themselves as DinersClub Canada promoters, but be careful where you play. Look for major operators licensed in the UK and/or Malta. These are the most secure and responsible in terms of player protections.

Rogue casinos are well aware that DinerClub card holders have lofty bank accounts. If they can sucker an unsuspecting iGamer into depositing at an unsafe, improperly regulated gambling site, they’ll have a hay-day with your identity! Be smart and stick to the safety of distinguished operators.

written by Grameister777 \\ tags: , , , , , , ,

Nov 15

Tips for finding the right debit card casino in Canada.

Sifting Through the iGaming Sands for the Right Debit Card Casino in Canada

You decide you want to try casino games online. You’ve got enough experience with online merchants to know that debit cards are among the fastest, most secure ways to pay for things over the internet. You take a seat at your computer, or hop on the couch with your iPad, all ready to get started. You type “debit card online casino Canada” into the Google search windows and… 4,810,000 results come up.

This scenario has become all too common. Canadians are trying to find the right interactive casino to suit their needs, but there are just too many to choose from. The majority of people in this situation will do one of two things – click the first result that appears and hope for the best, or close the browser and forget about it. Either way is going to be problematic.

If you click the first result, you’re going to end up at an information site, not an online casino. Information is good, but you’re already at an information site right now. Yes, this one. Thank you, by the way. But you don’t need more info – you need the right casino. And if you go the second route, you’re certainly not going to find it. Even if you scroll down the results far enough to click the first real casino on the list, you have no idea where you’re going to end up

So, to avoid these cyclomatic perplexities, I offer you this…

Tips for Finding the Right Debit Card Casino in Canada

There are four major features you need to look for in a gambling website before deciding whether it’s the right casino for you. If all of these features are present, you’ve got nothing to worry about.

Canadian Player Acceptance

If Canadians aren’t accepted, that’s a huge deal breaker. Mark that site right off the list!

How can you be sure? Try searching for the word “Canada” within the website’s URL. For example, you would search the Royal Vegas Casino website like so…

Royal Vegas Canada

All of the top search results specify, or at least insinuate, that Canadians are accepted. Half of them even call it “Royal Vegas Canada”. See what happens when you try another casino’s domain name within the “site:” search. Odds are you’ll get lucky, or you’ll get a link to the “terms of service page” listing Canada among the restricted countries.

Debit Card Deposits Accepted

This used to be a given. Credit and debit card were always listed highest on the list of available deposit option at every online casino from here to Sachs Harbour. Now, that’s no longer the case. While 99% of online casinos do still advertise debit card acceptance, there are some out there that are commuted to a single type of deposit. More often than not, it’s going to be Bitcoin and/or some other crypto-currency.

Licensed and Regulated in Canada or Europe

There are lots of iGaming regulators out there. The jurisdiction that licenses your favorite casino will determine, above all, how trustworthy it might be. The rule of thumb here is to only choose a site that’s regulated in your own Canadian province of residency, or one regulated in any country of Europe.

Provincial online casinos are absolutely safe and reputable. But their game variety will be more restricted, and if you’re a slots fan, the house edge can be a lot higher (more akin to land-based slots). Offshore casinos are preferred, but if they’re regulated outside of Europe, you never know what you’ll get. European jurisdictions like the UK, Malta, Isle of Man, Cypress and Estonia, hold their operators to high standards, and will go to bat for any player who files a legitimate complaint.

Are Your Favorite Games on the Menu?

Be careful what you search for when looking for the right debit card casino in Canada. If you look up a general term like “gambling”, instead of “casino”, you’re likely to get all sorts of iGaming websites. Don’t join a bingo, poker or sports betting site if that’s not what you’re looking for.

Not all casino games menus are alike, either. Some have more slot machines or video poker machines than others. Some have more table games, or a better variety of specialty games, like scratch cards, or arcade-style games. Know what it is you want to play, and pick a site that has it.

Personally, I like Microgaming powered online casinos because they are the only place you’ll find the Mega Moolah Sot. Known as the “Millionaire Maker”, it’s the only progressive jackpot online slot machine with a seed of $1,000,000. Yeah, I know my odds of winning aren’t good, but I enjoy spinning its reels now and again. Since the start of 2019, it’s paid out once every 4 weeks!

written by Grameister777 \\ tags: , , , , , ,

May 31

How long do online casino deposits takes?

How Long do Online Casino Deposits TakeIf you’re wondering how long it takes to process online casino deposits, it’s safe to assume you’re new to the iGaming community. Don’t worry, we’ll answer all your depositing time frame questions, and maybe a few others along the way.

IMPORTANT: Before I go on, assuming you are new to real money online casino games, please heed this warning. Only register an account and deposit with reputable, well-established gambling sites that are licenced, regulated and in compliance with the highest security and player protection standards. Join a brand new or disreputable site that’s licenced in some lax jurisdiction like Costa Rica, and you’ll have no trouble depositing, but you may hit a brick wall when it comes time to cash out!

How Long do Online Casino Deposits Take?

The truth is, the time it takes to process a deposit depends on the payment method you use. Some can take a few minutes, others a few days. Fortunately, most are instant, appearing in your account within seconds of submitting the funds. We’ll briefly review the most common payment methods, and the time it takes to process online casino deposits.

Credit Card Deposits

Visa and MasterCard are accepted by almost every online casino on the market. Some also accept AmEx and Discover, though these sites are rare. The time it takes to complete a deposit depends entirely on the time it takes the credit card company to approve the purchase. Most often, it’s about a minute; up to 3 minutes at most.

Debit Card Deposits

Thanks to electric fund transfer (EFT) technology, debit card purchases are instant. As soon as you press the button, the payment info is sent to your bank, which immediately checks to see if the necessary funds are available, then responds with a yes or no. It’s all electronic, so we’re talking a matter of seconds here.

The funds won’t actually arrive in the casino’s bank for a few days. But the beauty of EFTs is, since the operator knows it’s coming, they grant player’s access to the money immediately.

Prepaid Gift Cards and Vouchers

Prepaid cards, gift cards and vouchers work the same as credit cards. It takes about 1-3 minutes at most to verify that the funds are available before the deposit is approved.

Instant eCheck / Instant Bank Transfer

Instant eChecks are an electronic version of paper checks. Instant Bank Transfers are essentially the same thing, but do not require the check number from a paper check. Both are sent via EFT, and require the player’s bank account number, along with the bank’s name and routing number. Being EFTs, they are both processed instantly.

Web Wallets

Web wallets (aka eWallets or online payment processors), include companies like ecoPayz, EntroPay, PayPal, Neteller, and Skrill. They create a link between the player and their personal bank account, allowing players to deposit funds to the eWallet, or transfer them to the casino direct from their bank. Web wallets are a very popular among online casino players. Not only are they an instant deposit option (using EFT technology), they are also eligible for withdraws. Most will even supply their members with an ATM card for instant access to their money following a cashout.

Bank Wire

Bank wires can be slow, and expensive. Unless you have no other option, this probably isn’t the best way to go. Wire transfers usually take 2-3 business days to arrive at the online casino’s bank. Some operators will go ahead and grant you access to the funds, so long as they are assured the money is on the way (similar to EFT). Check the details on the casino’s banking page before using this method.

Check by Mail

Virtually no one uses this method anymore; at least not for deposits. Withdraws yes, when time isn’t of the essence, but that’s about it. It is still an option at some gambling websites, though, so we’ll include it here. An international casino can take 2-3 weeks to receive this form of payment. So if your purpose of researching how long online casino deposits take is to find something quick, don’t choose this one!

written by Grameister777 \\ tags: , , , , , , , , , , , , ,

Jul 06

The best Canadian Visa brands for online gaming have evolved over the last decade. Learn what works, what doesn’t, and why the landscape has changed so drastically.

Best Canadian Visa Brand for Online GamingIt wasn’t all that long ago that Canadians could gamble online at any website they wanted, choosing any deposit method they desired to do it. Times have changed since then. Credit cards are still one of the top preferred ways to deposit, but they don’t always work.

The list of best Canadian Visa brands for online gaming is a lot shorter than it used to be. All over the world, it seems governments are trying to restrict what iGamers can and can’t do. That approach has been historically ineffective, though.

What has been working—what’s really happening here—is that laws are putting limitations on what financial institutions, including credit card companies, can and can’t do. Threatening legal action against major corporations has proved especially successful in the US, and unfortunately, it’s having a significant impact on Canadians.

US-based Visa Brands Rarely Work

When the US government passed the Unlawful Internet Gambling Enforcement Act in late 2006, it required financial institutions to “identify and block or otherwise prevent or prohibit the processing of” payments for online gaming purposes.

You wouldn’t expect this to have any impact on Canadians, where there are no such laws on the books – but it does.

There are quite a few US-based Visa credit card companies that service all of North America. Chase Bank is one of the biggest. If you have a Chase-branded Visa, even though you are located in Canada, there’s a very high chance that your online gaming deposits will be denied.

Chase and other US-based card companies like it are, essentially, covering their behinds. If they let an online gaming deposit slip through from a member account originating below the 49th parallel, they could be in big trouble. So, instead of going through the hassle of segregating their member accounts by jurisdiction, they have simply put a stop to all known internet gambling payments.

Why Some US-Visa Deposits Still Work

The system is heavily flawed. Many of today’s online gaming sites are well aware of the legal landscape, and are able to circumvent the law by submitting payments under a different “code”.

Credit and debit card companies like Visa and MasterCard apply a special, 4-digit numerical code to every transaction. Known as a Merchant Category Code, or MCC Code for short, this code identifies each type of transaction. “Betting” (lottery, casino games, etc; online or otherwise) is classified under code “7995”.

If a US-based Visa brand identifies a 7995 transaction coming from an online website, they will rejected it. However, if an operator is able to disguise the payment with a different categorical code, such as “7278 – Buying/Shopping Services”, it could slip by the bank unnoticed.

In recent years, the acceptance rate of US-based, Canadian Visa brands for online gaming has fallen to about 10-20%. Because of this, it’s actually recommended that, if a Visa deposit fails, the user should ‘try, try again’ before giving up.

If every attempt is met with rejection, you know it’s time to seek out a new Visa card company, or a different method of deposit altogether.

Best Canadian Visa Brand for Online Gaming

Fortunately, there are several Canadian-based credit card companies that support online gaming deposits. So long as your Visa card is issued by one of these major Canadian-based banks, you should have no trouble using the card for online gaming purposes.

The most reliable Canadian Visa brands for online gaming include:

  • RBC

    • The Royal Bank of Canada (RBC) started out as a small financial operation in Halifax, Nova Scotia in 1864. Over the last century and a half, it’s grown exponentially into Canada’s largest and most trusted banking institution. RBC serves customers in over 50 countries, with a staff base of approximately 79,000 employees and more than 16 million customers world-wide.

  • CIBC

    • Established in 1867 under its former name, Canadian Bank of Commerce, the Canadian Imperial Bank of Commerce (CIBC) is celebrating it’s 150th anniversary in 2017. To their credit, CIBC was a founding partner of its hometown Toronto Blue Jays baseball team. CIBC operates in Canada, Asia, Europe, the Caribbean, and the United States, housing over 40,000 employees and 11 million customers.

  • BMO

    • The Bank of Montreal, (d.b.a BMO) is the fourth largest bank in Canada, and the tenth largest in North America. It’s also the oldest bank of Canada, established by a group of merchants in 1817, making this their bicentennial year. Back then, it operated out of a rented house. Today, BMO’s rich history has evolved into more than 900 branches in Canada alone, with 45,000+ employees and over 7 million customers.

  • TD Canada Trust

    • A division of Toronto-Dominion Bank, TD Canada Trust started out as the Huron and Erie Savings and Loan company, established in 1864. Following TD Bank”s acquisition in 2000, it’s now a personal, small business and commercial bank operation with more than 1,100 branch offices, and over 10 million customers, throughout Canada.

These are all respected members of Canada’s Big Five banking institutions. Their commitment to quality customer care makes RBC, CIBC, BMO and TD Canada Trust four of the best Canadian Visa brands for online gaming.

written by Grameister777 \\ tags: , , ,

Feb 24

Visa Gift Card and Prepaid Card Sportsbooks

Canada, Sports Betting, Sportsbook, Visa Comments Off on Visa Gift Card and Prepaid Card Sportsbooks

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Visa gift cards, prepaid cards and other similar payment methods are one of the safest ways you can make a payment online. As a result, they have become very popular with the gambling fraternity, as players look for ways to keep their bank accounts and their cards out of the process, while still getting all of the benefits that users of those methods would receive.

Here in Canada, prepaid cards, gift cards, eChecks and Instant Banking options are at their most popular. For whatever reason, we have really taken to them. Unfortunately, legal sportsbooks and casinos aren’t as common. But there is one sportsbook that stands out, and one that also allows you to deposit and play using these methods. That sportsbook is Sports Interaction.

The Best Canadian Sportsbook

Sports Interaction may be seen as a fringe player in the online sports book market in Europe, but here in Canada it is the best of the best. That’s because Sports Interaction is fully committed to the Canadian market. Not only is it regulated here, but it has been offering its services to Canadian players since 1997, back when it was one of the first to do so.

It also understands the needs of Canadian gamblers. As a result, it is one of the few sportsbooks that will allow you access to extensive gambling markets on sports like curling, ice hockey and the often-overlook Canadian Football League. If you’re sick of playing on foreign sportsbooks, being worried about their legality and being annoyed at the lack of Canadian centric markets, then Sports Interaction could be just what you are looking for.

Sports Interaction Gift Cards and PrePaid Cards

Sports Interaction also excels when it comes to deposit and withdrawal options. They were one of the first North American gambling sites to accept Virtual Visa, EcoCard and other prepaid cards. These payment methods effectively allow you to play with cash, and also mean you can make a deposit without exposing your bank account, debit card or credit card.

Some of these cards, such as the Virtual Visa, can be purchased in store using cash (or whatever other means you want). You choose to place however much money you want on them, and you then use this card on the Sports Interaction sportsbook like you would use a debit card. It has all the benefits, all the security. The difference is, if that card or that number gets lost, it won’t come back to hurt you.

These cards are often seen as one of the most secure ways to play. Some gamblers see them as being over cautious. But it’s not just about security. It’s also one of the few ways to turn cash into virtual gambling currency, and it could be the only option available to customers who don’t have access to credit cards and debit cards.

The Sports Interaction sportsbook offers all of the following prepaid cards and similar methods:

  • EntroPay
  • uKash
  • Swiff
  • Virtual Visa
  • EcoCard

written by Grameister777 \\ tags: , , , , ,